1. Acceptance
By creating an account or otherwise using AtlasRisks ("Service"), you agree to these Terms of Service. If you don't agree, don't use the Service.
2. The Service
AtlasRisks provides a daily geopolitical risk index (the "GGRI") and related dashboard, alerts, and data products. The Service is provided "as is" without warranty of any kind.
3. Subscription & payment
- Paid plans bill monthly or annually via Stripe; you authorize recurring charges until cancellation.
- Free trial: 15 days for Pro, no card required. Convert or cancel before day 15.
- Cancellation: from the Customer Portal, takes effect at the end of the current billing cycle. Prorated refunds at our discretion.
- Price changes: announced at least 30 days in advance via email; existing subscribers' next billing cycle reflects the change.
4. Acceptable use
You agree not to:
- Resell, sublicense, or redistribute the GGRI score, dashboard data, or daily brief without written consent (Enterprise tier includes redistribution rights for internal teams).
- Reverse-engineer the scoring methodology to clone it commercially.
- Scrape the API beyond your tier's rate limits.
- Use the Service to make decisions affecting individuals' liberty (e.g., immigration screening, custody disputes) without independent verification.
- Attempt to disrupt the Service for other users.
5. Use in your work
Subscribers may quote, cite, and reference the GGRI in internal briefings, client deliverables (when relevant to your work and properly attributed), and academic research. Attribution: "Source: AtlasRisks GGRI, [date]." For any redistribution beyond internal use, contact us for a license.
6. The GGRI is informational
The GGRI is a direction-of-risk indicator, not a recommendation, prediction, or substitute for analyst judgment. We make no representation that the score is complete, error-free, or suitable for any particular purpose. Decisions based on the GGRI are your own.
7. Source attribution
The GGRI is computed from public-source intelligence drawn from the source pool listed in our methodology. We do not republish source content; we link to it. State-affiliated sources are tagged in the output as such.
8. Intellectual property
The Service, the GGRI methodology, the dashboard interface, and all related software, copy, and visual design are owned by AtlasRisks (a sole proprietorship operated by David Ramirez). Subscribers receive a non-exclusive, non-transferable license to use the Service for the duration of their subscription.
9. Termination
We may suspend or terminate access for material breach of these Terms. Subscribers may cancel any time. Upon termination, your access ceases at the end of the current billing cycle.
10. Limitation of liability
To the maximum extent permitted by law: our total liability for any claim arising out of or relating to the Service shall not exceed the fees paid in the 12 months preceding the claim. We are not liable for indirect, incidental, consequential, or punitive damages — including, without limitation, decisions made in reliance on the GGRI.
11. Indemnification
You agree to indemnify AtlasRisks against claims arising from your misuse of the Service, your breach of these Terms, or your violation of applicable law.
12. Governing law
These Terms are governed by the laws of the United States and the State of [state TBD], without regard to conflict-of-law principles. Disputes shall be resolved by binding arbitration in [venue TBD] except where prohibited by law.
13. Changes to these Terms
We may update these Terms; material changes will be announced at least 14 days in advance via email. Continued use after the effective date constitutes acceptance.
14. Contact
Legal: legal@atlasrisks.com. General: hello@atlasrisks.com.
— AtlasRisks Terms of Service v1.0 · 2026-05-06